SECRET_KEY=set-a-long-random-secret DATABASE_URL=sqlite:////app/data/saldo.db SALDO_DATA_DIR=/app/data SALDO_ADMIN_USERNAME=admin SALDO_ADMIN_PASSWORD= SALDO_ADMIN_EMAIL=admin@example.invalid VAPID_PUBLIC_KEY= VAPID_PRIVATE_KEY= VAPID_SUBJECT=mailto:admin@example.invalid SALDO_ALLOCATION_TARGET_RULES={"sparen":{"recommended_pct":0.18,"min_pct":0.15,"max_pct":0.20,"label":"Sparen"},"urlaub":{"recommended_pct":0.06,"min_pct":0.05,"max_pct":0.08,"label":"Urlaub"},"freizeit":{"recommended_pct":0.07,"min_pct":0.05,"max_pct":0.10,"label":"Freizeit"}} SALDO_STRONG_INCOME_CHANGE_THRESHOLD=150 SALDO_SESSION_COOKIE_SECURE=1